FINAN 5400 - Bank Operation and Practice

This course focuses on understanding principal bank regulations and analyzing financial ratios from the Uniform Bank Performance Reports. Topics include analyzing the levels and trends of key financial ratios in the areas of capital, asset quality, earnings, liquidity, and sensitivity to market risk. The course also covers the loan loss reserve and the credit/risk analysis for both commercial and credit card banks. The objectives of the regulatory agencies and issues related to commercial/industrial banks are discussed. The course also includes guest lecturers from the private banking industry and regulatory sector.